Last updated: October 2026: Plan prices and details verified against carrier websites.
Phone plans under $20 a month in Canada are real — but they come with trade-offs worth understanding upfront. At this price, you get unlimited talk and text from most carriers, with 250 MB to 500 MB of data included (or none at all). These are not everyday smartphone plans for heavy data users. They are the right tool for backup lines, seniors, kids' first phones, newcomers, and anyone who primarily uses Wi-Fi for data.
CRTC fee update (June 12, 2026): Activation, modification, and cancellation fees are now banned across all Canadian carriers. There is no penalty for trying a cheap plan and switching later if it doesn't work for you.
*Averages based on plan data collected by Topicks.ca and do not represent official market statistics.
Plan Overview
All Phone Plans Under $20 in Canada (2026)
Here is every phone plan under $20 per month in Canada, across all carriers and all provinces. Plans are sorted by price.
| CARRIER | PRICE/MO | DATA | TALK | NETWORK | eSIM | AUTOPAY | PROVINCE | DETAILS |
|---|---|---|---|---|---|---|---|---|
| Ice Wireless | $9 | 512 MB (4G) | 200 minutes Canada/US/Mexico | Ice Wireless | — | — | NT, NU, QC, YK | View plan |
| SaskTel | $10 | No data | 25 local minutes | SaskTel | — | — | Saskatchewan only | View plan |
| Fizz | $11 | Pay-as-you-go | Pay-as-you-go | Videotron | — | — | Quebec only | View plan |
| Fizz | $13 | Pay-as-you-go | Pay-as-you-go | Videotron | — | — | AB, BC, ON only | View plan |
| Fizz | $14 | Pay-as-you-go | Pay-as-you-go | Videotron | — | — | Manitoba only | View plan |
| Koodo Mobile | $15 | 250 MB (3G) | 100 local minutes | Telus | ✓ | — | All provinces and territories except Nunavut | View plan |
| Kini Mobile | $15 | 250 MB | Unlimited Canada-wide | TBC | ✓ | — | AB, BC, MB, ON, QC, SK | View plan |
| SaskTel | $15 | 250 MB (3G) | 100 local minutes | SaskTel | — | — | Saskatchewan only | View plan |
| Eastlink | $18 | 250 MB (5G) | 100 local minutes | Eastlink | — | — | AB, BC, NB, NL, NS, ON, PEI — not available in SK, QC, MB, or territories | View plan |
| Chatr | $19 | 500 MB (4G) | Unlimited Canada-wide | Rogers | ✓ | Required | AB, BC, MB, NB, NL, NS, ON, PEI, QC, SK — not YK, NT, NU | View plan |
| Good2Go Mobile | $19 | 500 MB (4G) | Unlimited Canada-wide | Bell | ✓ | — | All provinces and territories | View plan |
| Koodo Mobile | $19 | 500 MB (4G LTE) | Unlimited Canada-wide | Telus | ✓ | — | All provinces and territories | View plan |
| Lucky Mobile | $19 | 500 MB (4G) | Unlimited Canada-wide | Bell | ✓ | Required | All provinces and territories | View plan |
| PC Mobile | $19 | 1 GB (4G) | Unlimited Canada-wide | Bell | ✓ | — | All provinces and territories | View plan |
| SpeakOut (7-Eleven) | $19 | 500 MB (4G) | Unlimited Canada-wide | Telus | — | — | All provinces and territories | View plan |
| Telus Prepaid | $19 | No data | Unlimited Canada-wide | Telus | ✓ | — | All provinces and territories | View plan |
| Kini Mobile | $19 | 500 MB | Unlimited Canada-wide | TBC | ✓ | — | AB, BC, MB, ON, QC, SK | View plan |
| Fido | $19 | 250 MB (3G) | 100 local minutes | Rogers | ✓ | — | AB, BC, MB, NB, NL, NS, ON, PEI, QC, SK — not territories | View plan |
| Virgin Plus | $19 | 250 MB (3G) | 100 local minutes | Bell | ✓ | — | All provinces and territories | View plan |
| Ice Wireless | $19 | 1 GB (4G) | Unlimited Canada/US/Mexico | Ice Wireless | — | — | NT, NU, QC, YK | View plan |
| Bell | $20 | No data | Unlimited Canada-wide | Bell | ✓ | — | Quebec only | View plan |
| Rogers | $20 | No data | Unlimited Canada-wide | Rogers | ✓ | — | Quebec only | View plan |
| Telus | $20 | No data | Unlimited Canada-wide | Telus | ✓ | Required | Quebec only | View plan |
| SaskTel | $20 | No data | Unlimited Canada-wide | SaskTel | — | — | Saskatchewan only | View plan |
* Chatr and Lucky Mobile data requires AutoPay enrollment. Fizz entries are pay-as-you-go credit models, not monthly plans. SaskTel plans are Saskatchewan-only. Ice Wireless plans are available in NT, NU, QC, and YK only. QC-only plans (Bell, Rogers, Telus $20) are provincial discounted rates.
Data Plans
Best Phone Plans Under $20 With Data in Canada
These 11 plans include mobile data and are available in most or all Canadian provinces. Data ranges from 250 MB to 1 GB at this price tier.
Koodo Mobile
$15 / month
250MB Starter Plan
Data: 250 MB (3G)
Talk: 100 local minutes
Text: Unlimited Canada-wide
Network: Telus
eSIM: ✓
Intl text: —
Available: All provinces and territories except Nunavut
Unused data rolls over each month.
⚠ Last verified May 2023 — confirm live at koodomobile.com before citing.
View plan detailsKini Mobile
$15 / month
250MB Basic
Data: 250 MB
Talk: Unlimited Canada-wide
Text: Unlimited Canada-wide
Network: TBC
eSIM: ✓
Intl text: —
BYOP only
Available: AB, BC, MB, ON, QC, SK
⚠ Network carrier not confirmed — verify at kinimobile.ca before publishing.
View plan detailsChatr
$19 / month
$19 Canada-Wide Talk and Text
Data: 500 MB (4G)
Talk: Unlimited Canada-wide
Text: Unlimited Canada-wide
Network: Rogers
eSIM: ✓
Intl text: —
AutoPay required for data
Available: AB, BC, MB, NB, NL, NS, ON, PEI, QC, SK — not YK, NT, NU
500MB included with AutoPay. Without AutoPay: talk & text only.
500MB data requires AutoPay enrollment. Without AutoPay this is a talk & text only plan.
View plan detailsGood2Go Mobile
$19 / month
$19 Talk, Text & Data
Data: 500 MB (4G)
Talk: Unlimited Canada-wide
Text: Unlimited Canada & US
Network: Bell
eSIM: ✓
Intl text: ✓
Available: All provinces and territories
Additional data available at $0.15/MB.
Additional data at $0.15/MB after 500MB.
View plan detailsKoodo Mobile
Best overall value$19 / month
$19 4G Base Plan
Data: 500 MB (4G LTE)
Talk: Unlimited Canada-wide
Text: Unlimited Canada, US & international
Network: Telus
eSIM: ✓
Intl text: ✓
Available: All provinces and territories
No activation fee online. eSIM supported.
View plan detailsLucky Mobile
$19 / month
Unlimited Canada-wide Calling Plan
Data: 500 MB (4G)
Talk: Unlimited Canada-wide
Text: Unlimited Canada-wide + international
Network: Bell
eSIM: ✓
Intl text: ✓
AutoPay required for data
Available: All provinces and territories
500MB at 4G speeds when registered for Automatic Top-Up (AutoPay). No data without it.
500MB data bonus requires AutoPay. Includes international texting but not US texting specifically.
View plan detailsPC Mobile
Most data under $20$19 / month
Prepaid $19 Unlimited Talk & Text
Data: 1 GB (4G)
Talk: Unlimited Canada-wide
Text: Unlimited Canada & US
Network: Bell
eSIM: ✓
Intl text: ✓
Available: All provinces and territories
1GB top-up bonus promo — confirm this promotion is still active.
1GB bonus is a promotional offer — verify at pcmobile.ca before publishing.
View plan detailsSpeakOut (7-Eleven)
$19 / month
500MB Prepaid Plan
Data: 500 MB (4G)
Talk: Unlimited Canada-wide
Text: Unlimited Canada, US & international
Network: Telus
eSIM: —
Intl text: ✓
Available: All provinces and territories
No eSIM — physical SIM only. Available at 7-Eleven stores and online.
View plan detailsKini Mobile
$19 / month
500MB Basic
Data: 500 MB
Talk: Unlimited Canada-wide
Text: Unlimited Canada-wide
Network: TBC
eSIM: ✓
Intl text: —
BYOP only
Available: AB, BC, MB, ON, QC, SK
⚠ Network carrier not confirmed — verify at kinimobile.ca before publishing.
View plan detailsFido
$19 / month
250MB Basic Plan
Data: 250 MB (3G)
Talk: 100 local minutes
Text: Unlimited Canada-wide
Network: Rogers
eSIM: ✓
Intl text: —
BYOP only
Available: AB, BC, MB, NB, NL, NS, ON, PEI, QC, SK — not territories
BYOP/BYOD only. 3G speeds.
BYOP/BYOD only. Limited to 100 minutes. 3G data speeds.
View plan detailsVirgin Plus
$19 / month
250MB Data, Talk & Text
Data: 250 MB (3G)
Talk: 100 local minutes
Text: Unlimited Canada-wide
Network: Bell
eSIM: ✓
Intl text: —
Available: All provinces and territories
3G speeds. Postpaid plan.
3G speeds only. 100 minutes talk — not unlimited.
View plan detailsNational Data Plans: Side-by-Side
| CARRIER | PRICE | DATA | SPEED | TALK | INTL TEXT | US TEXT | eSIM | AUTOPAY | NETWORK | DETAILS |
|---|---|---|---|---|---|---|---|---|---|---|
| Koodo Mobile | $15 | 250 MB | 3G | 100 local minutes | — | — | ✓ | — | Telus | View plan |
| Kini Mobile | $15 | 250 MB | — | Unlimited Canada-wide | — | — | ✓ | — | TBC | View plan |
| Chatr | $19 | 500 MB | 4G | Unlimited Canada-wide | — | — | ✓ | Yes | Rogers | View plan |
| Good2Go Mobile | $19 | 500 MB | 4G | Unlimited Canada-wide | ✓ | ✓ | ✓ | — | Bell | View plan |
| Koodo Mobile | $19 | 500 MB | 4G LTE | Unlimited Canada-wide | ✓ | ✓ | ✓ | — | Telus | View plan |
| Lucky Mobile | $19 | 500 MB | 4G | Unlimited Canada-wide | ✓ | — | ✓ | Yes | Bell | View plan |
| PC Mobile | $19 | 1 GB | 4G | Unlimited Canada-wide | ✓ | ✓ | ✓ | — | Bell | View plan |
| SpeakOut (7-Eleven) | $19 | 500 MB | 4G | Unlimited Canada-wide | ✓ | ✓ | — | — | Telus | View plan |
| Kini Mobile | $19 | 500 MB | — | Unlimited Canada-wide | — | — | ✓ | — | TBC | View plan |
| Fido | $19 | 250 MB | 3G | 100 local minutes | — | — | ✓ | — | Rogers | View plan |
| Virgin Plus | $19 | 250 MB | 3G | 100 local minutes | — | — | ✓ | — | Bell | View plan |
Takeaway: Koodo $19 on Telus is the strongest overall pick — 500 MB 4G LTE, unlimited intl text, eSIM, no AutoPay required, national coverage, updated June 2026. PC Mobile $19 offers the most data (1 GB) but the 1GB bonus is promotional — verify before recommending. Chatr and Lucky require AutoPay for data.
Talk & Text Only
Phone Plans Under $20 With No Data
If you use Wi-Fi for all your data needs and just want a number that makes calls and sends texts, these plans are the lowest-cost option.
Telus Prepaid
$19 / month
Nationwide Talk & Text 19
Talk: Unlimited Canada-wide
Text: Unlimited Canada-wide
Network: Telus
eSIM: ✓
No data included. Pay-per-use data at $0.15/MB. eSIM supported.
View plan detailsSpecial Features
5G, US Roaming, eSIM, and International Texting Under $20
Most plans under $20 are functional but basic. Here are the standout feature angles at this price tier and what they actually include.
5G Under $20
Only one option: Eastlink $18/month — 250 MB on a 5G network.
Available in AB, BC, NB, NL, NS, ON, and PEI only. BYOP required. Limited to 100 local minutes (not unlimited). No eSIM.
No national carrier offers 5G under $20. On Telus, Bell, and Rogers, 5G starts at $25/month and up.
US Roaming Under $20
Only one carrier: Ice Wireless — available in NT, NU, QC, and YK.
$9/month: 200 min CAN/US/MEX, 512 MB, US roaming included.
$19/month: Unlimited CAN/US/MEX calling, 1 GB, US roaming + intl text included.
No national carrier includes US roaming under $20. All major networks (Bell, Rogers, Telus) require add-ons for US roaming at any price.
eSIM Under $20
Multiple $19 plans support eSIM — useful for newcomers to Canada and travellers who want to activate without a physical SIM.
eSIM supported: Koodo $19 ✓ Lucky Mobile $19 ✓ Chatr $19 ✓ Good2Go $19 ✓ PC Mobile $19 ✓ Telus $19 ✓ Fido $19 ✓ Kini Mobile $19 ✓
No eSIM: SpeakOut, Eastlink, Ice Wireless, all SaskTel plans.
International Texting Under $20
Most $19 data plans include unlimited international texting — a useful feature for newcomers staying in touch overseas.
Includes intl text: Koodo $19 ✓ Good2Go $19 ✓ PC Mobile $19 ✓ SpeakOut $19 ✓ Lucky Mobile $19 ✓
Does not include intl text: Chatr $19, Telus $19, Virgin Plus $19, Fido $19.
Note: Lucky Mobile includes international texting but not specifically US texting — unlike most others.
Quebec
Phone Plans Under $20 in Quebec
Quebec residents have access to all national plans above, plus several province-only rates from the big three carriers and Fizz. The CRTC mandates lower-cost plan availability in Quebec, which is why Bell, Rogers, and Telus each offer $20 talk-and-text plans that are not available in other provinces.
Note: The Bell, Rogers, and Telus $20 QC plans are BYOP (bring your own phone). They are discounted from their regular prices of $30–$40 and are only available in Quebec.
Fizz
Cheapest in QC$11 / month
Pay As You Go – QC
Data: Pay-as-you-go
Talk: Pay-as-you-go
Network: Videotron
Type: Pay-as-you-go
eSIM: —
PAYG credit model — you buy credit, not a monthly plan. Different billing than standard prepaid.
View plan detailsBell
$20 / month
Basic – QC
Data: No data
Talk: Unlimited Canada-wide
Network: Bell
Type: Postpaid
eSIM: ✓
Quebec-only rate. Regular price $40. BYOP.
View plan detailsRogers
$20 / month
$35 Talk and Text – QC
Data: No data
Talk: Unlimited Canada-wide
Network: Rogers
Type: Postpaid
eSIM: ✓
Quebec-only rate. Regular price $35. BYOP.
View plan detailsTelus
$20 / month
Voice 30 – QC
Data: No data
Talk: Unlimited Canada-wide
Network: Telus
Type: Postpaid
eSIM: ✓
$10 pre-authorized payment discount required to reach $20. Regular price $30.
View plan detailsQuebec takeaway: Fizz at $11/month is the lowest price available in QC, but it is a pay-as-you-go credit model — you top up credit and pay per use, not a fixed monthly plan. For a true monthly plan, the Bell, Rogers, and Telus $20 QC options give you big-three unlimited talk and text coverage. All national $19 plans also work in Quebec.
Saskatchewan
Phone Plans Under $20 in Saskatchewan
Saskatchewan residents have access to all national plans above, plus three SaskTel-only options — including the cheapest phone plan in Canada at $10/month.
SaskTel
Cheapest in Canada$10 / month
noSTRINGS Talk + Text 10
Data: No data
Talk: 25 local minutes
Text: 25 texts
Intl text: — US text: —
25 minutes and 25 texts only — very limited.
Very limited — 25 min and 25 texts per month only. Cheapest plan in Canada.
View plan detailsSaskTel
$15 / month
Talk + Text + Data 15
Data: 250 MB (3G)
Talk: 100 local minutes
Text: Unlimited Canada & US + international
Intl text: ✓ US text: ✓
Unlimited data beyond 250MB throttled to 256 kbps.
Throttled to 256 kbps beyond 250MB. No eSIM.
View plan detailsSaskTel
$20 / month
noSTRINGS Talk + Text 20
Data: No data
Talk: Unlimited Canada-wide
Text: Unlimited Canada, US & international
Intl text: ✓ US text: ✓
No data included.
Unlimited talk and text including US and international. No data.
View plan detailsSaskatchewan takeaway: The SaskTel $10 plan is the cheapest phone plan in Canada, but with only 25 minutes and 25 texts it is only useful as an emergency or keepalive line. The $15 plan adds 250 MB of data with international texting. The $20 plan gives unlimited talk and text to Canada, the US, and internationally — no data.
Territories
Phone Plans Under $20 in the Territories
Residents of the Northwest Territories, Nunavut, and Yukon have limited carrier options. Ice Wireless is the specialist carrier for this region and offers some of the most competitive plans in Canada at this price tier, including US roaming that no national carrier provides under $20.
Note: Ice Wireless plans also show Quebec (QC) in their province list. QC residents can access Ice Wireless plans in addition to all national options.
Ice Wireless
Cheapest with US roaming$9 / month
Prepaid 200 Minutes
Data: 512 MB (4G)
Talk: 200 minutes Canada/US/Mexico
US Roaming: ✓
Intl text: —
Available: NT, NU, QC, YK
Talk covers Canada, US, and Mexico. US roaming included. Throttled beyond 512MB.
View plan detailsIce Wireless
Best for territories$19 / month
Prepaid Unlimited Talk & Text
Data: 1 GB (4G)
Talk: Unlimited Canada/US/Mexico
US Roaming: ✓
Intl text: ✓
Available: NT, NU, QC, YK
Unlimited CAN/US/MEX calling, US roaming, intl text. Throttled beyond 1GB.
View plan detailsPay-As-You-Go
What About Fizz? Understanding Pay-As-You-Go Plans
Fizz offers pay-as-you-go plans starting as low as $11/month in Quebec. These are not traditional monthly plans — they work on a credit top-up model where you buy credit and pay per call, text, or MB used. If you make very few calls and texts, a PAYG plan can cost significantly less than any monthly plan.
How PAYG works: You load credit onto your account. Each call, text, or MB of data deducts from that credit. There is no monthly flat rate for usage — you pay only for what you use. The prices below are the minimum top-up or base fee, not a flat monthly charge.
Fizz
Pay-as-you-goFrom $11 / month
Network: Videotron
Available: Quebec only
Model: Credit top-up, pay per use
PAYG credit model — you buy credit, not a monthly plan. Different billing than standard prepaid.
View plan detailsFizz
Pay-as-you-goFrom $13 / month
Network: Videotron
Available: AB, BC, ON only
Model: Credit top-up, pay per use
PAYG credit model. Not a monthly plan.
View plan detailsFizz
Pay-as-you-goFrom $14 / month
Network: Videotron
Available: Manitoba only
Model: Credit top-up, pay per use
PAYG credit model. Not a monthly plan.
View plan detailsTrade-offs
What You Give Up With a Plan Under $20
No meaningful data
250 MB to 500 MB per month is not enough for typical smartphone use. Average Canadian data usage is over 10 GB/month. These plans assume you rely on Wi-Fi for nearly all data use and only need mobile data occasionally.
No US roaming (nationally)
No national carrier includes US roaming at this price. If you travel to the US even occasionally, you will need either a separate US SIM, an eSIM travel plan, or a step-up plan with a US roaming add-on.
No 5G (nationally)
The only sub-$20 5G plan is Eastlink at $18 in select provinces. All national carrier 5G plans start at $25/month or higher.
No hotspot
None of the plans under $20 include a dedicated mobile hotspot allowance. You cannot use your phone as a Wi-Fi hotspot for other devices at this price tier.
Limited minutes on some plans
Several plans at $15–$18 cap talk minutes at 100/month (Koodo $15, Eastlink $18, Virgin Plus $19). If you make regular calls, confirm the plan offers unlimited Canada-wide talk before signing up.
AutoPay data conditions
Chatr and Lucky Mobile both require AutoPay enrollment to get the advertised 500 MB data. Without AutoPay, those plans become talk-and-text only at the same price. Factor this in when comparing.
Need More?
Step-Up Options: Plans at $20–$25
If 500 MB is not enough for your usage, the next tier gives significantly more data for a modest price increase. These are not in this article's main comparison but are worth knowing.
| CARRIER | APPROX. PRICE | DATA | NETWORK | NOTE |
|---|---|---|---|---|
| Lucky Mobile | ~$25/mo | 25 GB | Bell | Unlimited talk & text, 4G |
| Chatr | ~$25/mo | 20–25 GB | Rogers | Unlimited talk & text, 4G |
| Fizz | ~$25/mo | Varies | Videotron | QC/ON/AB/BC/MB, data rollover |
| Koodo | ~$29/mo | 30–35 GB | Telus | Unlimited talk & text, 4G LTE |
| Public Mobile | ~$25/mo | Varies | Telus | AutoPay discount; data fluctuates monthly |
* Step-up prices are approximate as of October 2026. Verify current pricing directly with each carrier.
Who Should Get Which Plan
Which Plan Under $20 Is Right for You?
BACKUP OR KEEPALIVE LINE
Koodo $19 or SpeakOut $19
Keep a second number active for a year at minimal cost. Both are on national networks (Telus) with no AutoPay requirement, no activation fee, and eSIM support on Koodo.
SENIOR OR LIGHT CALLER
PC Mobile $19 or Chatr $19
Both are tagged as senior-friendly. PC Mobile includes 1 GB (verify promotion) and unlimited international texting. Chatr is on Rogers national network with 500 MB on AutoPay.
CHILD'S FIRST PHONE
Lucky Mobile $19 or Chatr $19
Prepaid with no contract, no credit check, and a fixed monthly spend. Lucky includes international texting. Chatr includes 500 MB on AutoPay and is available across most provinces.
NEWCOMER TO CANADA
Koodo $19 or Good2Go $19
Both support eSIM for instant activation, no credit history required, and are available nationally. Koodo includes international texting. Good2Go includes US texting on Bell network.
WI-FI ONLY DATA USER
Telus $19 Talk & Text
If you genuinely need no data — only calls and texts — this is the cleanest option. National Telus network, eSIM supported, no AutoPay required. Pay $0.15/MB if you ever do need data.
SASKATCHEWAN RESIDENT
SaskTel $15 (with data) or $10 (keepalive)
SaskTel $15 adds 250 MB with unlimited international text for SK residents. The $10 plan is the cheapest phone plan in Canada — 25 min / 25 texts — for pure keepalive use.
QUEBEC RESIDENT
Fizz $11 PAYG or national $19 plan
If you make very few calls, Fizz PAYG at $11 is the cheapest option in QC. For a proper monthly plan, all national $19 plans work in Quebec, plus Bell/Rogers/Telus at $20.
TERRITORIES RESIDENT
Ice Wireless $19
Unlimited CAN/US/MEX calling, 1 GB, US roaming, and international texting — features no national carrier offers under $20. Best-in-class for NT, NU, QC, and YK.
Coverage
Which Network Do Cheap Phone Plans Use?
Your coverage on a sub-$20 plan depends entirely on the underlying network. Carrier brands are just storefronts — the signal comes from one of the five networks below.
Telus
Koodo, SpeakOut, Telus Prepaid, Kini Mobile
One of Canada's three largest national networks. Strong 5G and 4G LTE coverage coast to coast. Best rural coverage of any carrier at this price tier.
Bell
Lucky Mobile, Good2Go, PC Mobile, Virgin Plus
One of Canada's three largest national networks. Comparable to Telus for national and rural coverage. Good2Go and PC Mobile are owned by Petro-Canada on Bell infrastructure.
Rogers
Chatr, Fido
One of Canada's three largest national networks. Strong urban 5G; solid national LTE. Chatr and Fido both run on Rogers infrastructure.
SaskTel
SaskTel
Saskatchewan-focused provincial carrier. Excellent province-wide coverage including rural SK. Outside Saskatchewan, roaming on national partner networks.
Videotron
Fizz
Quebecor-owned. Strong in QC and expanding into ON, AB, BC, MB. Best known in Quebec.
Eastlink
Eastlink
Regional Atlantic-focused carrier with 5G in select markets. Available in AB, BC, NB, NL, NS, ON, PEI. Not available in QC, SK, MB, or territories.
Quick Reference
Best Phone Plans Under $20 in Canada — Summary (2026)
| LOOKING FOR | BEST PICK | PRICE | WHY | DETAILS |
|---|---|---|---|---|
| Best overall under $20 | Koodo $19 4G Base | $19/mo | Telus network, 500MB 4G LTE, intl text, eSIM, no AutoPay, updated June 2026 | View plan |
| Most data under $20 | PC Mobile $19 | $19/mo | 1GB Bell 4G, intl + US text, eSIM — verify 1GB promo is still active | View plan |
| Cheapest with data (national) | Koodo $15 or Kini $15 | $15/mo | 250MB; Koodo on Telus with rollover (verify live); Kini network TBC | View plan |
| Only 5G under $20 | Eastlink $18 | $18/mo | 5G, BYOP, regional only (AB/BC/NB/NL/NS/ON/PEI), 100 min talk | View plan |
| US roaming under $20 | Ice Wireless $9 or $19 | $9–$19/mo | Only carrier with US roaming at this tier. NT/NU/QC/YK only | View plan |
| Best for seniors | PC Mobile or Chatr $19 | $19/mo | Both senior-tagged. PC Mobile: Bell/1GB. Chatr: Rogers/500MB AutoPay | — |
| Cheapest in Canada | SaskTel $10 | $10/mo | 25 min / 25 texts. SK only. Keepalive use only | View plan |
| Cheapest in Quebec | Fizz $11 PAYG | $11/mo | PAYG model — not a monthly plan. Best for very light users in QC | View plan |
| Best for territories | Ice Wireless $19 | $19/mo | Unlimited CAN/US/MEX, 1GB, US roaming, intl text. NT/NU/QC/YK | View plan |
FAQ
Frequently Asked Questions: Phone Plans Under $20 in Canada
What is the cheapest phone plan in Canada?
The cheapest phone plan in Canada is the SaskTel noSTRINGS Talk + Text 10 at $10/month — but it is only available in Saskatchewan and includes just 25 minutes and 25 texts. Nationally, the cheapest plans start at $15/month (Koodo 250MB on Telus, or Kini Mobile 250MB). At $19/month, you have the widest selection of national plans from Koodo, Lucky Mobile, Chatr, Good2Go, SpeakOut, PC Mobile, and Telus.
Can I get a phone plan under $20 in Canada?
Yes. Several carriers offer monthly plans at $19 or less, including Koodo, Lucky Mobile, Chatr, Good2Go, SpeakOut, PC Mobile, Telus Prepaid, and Kini Mobile. Most include unlimited talk and text with 250–500 MB of data. SaskTel offers plans starting at $10 in Saskatchewan, and Ice Wireless offers plans from $9 in the territories and Quebec.
Which carriers offer plans under $20 in Canada?
Carriers with phone plans under $20 in Canada: Koodo Mobile (Telus network); Kini Mobile (TBC network); Eastlink (Eastlink network); Chatr (Rogers network); Good2Go Mobile (Bell network); Lucky Mobile (Bell network); PC Mobile (Bell network); SpeakOut (7-Eleven) (Telus network); Telus Prepaid (Telus network); Fido (Rogers network); Virgin Plus (Bell network); Bell (Bell network); Rogers (Rogers network); Telus (Telus network); SaskTel (SaskTel network); Ice Wireless (Ice Wireless network). Note: Fizz offers pay-as-you-go plans (not traditional monthly plans) starting at $11 in QC.
Do phone plans under $20 include data?
Most do, but the amounts are very small — typically 250 MB to 500 MB per month. A few plans at $19 include up to 1 GB (PC Mobile). None include more than 1 GB at this price tier nationally. Plans at $15 or under usually include 250 MB or no data at all. If you need more than 1 GB per month, you will need to step up to a plan in the $25–$35 range.
Is AutoPay required for cheap plans in Canada?
For some carriers, yes. Chatr's $19 plan includes 500 MB only with AutoPay enrolled — without it, the plan is talk and text only at the same price. Lucky Mobile's 500 MB bonus data also requires AutoPay. Other carriers such as Koodo, Good2Go, SpeakOut, and PC Mobile do not require AutoPay to get the advertised data amount.
Are there 5G phone plans under $20 in Canada?
Only one: Eastlink's $18/month plan includes 5G speeds with 250 MB data. However, Eastlink is a regional carrier available in AB, BC, NB, NL, NS, ON, and PEI — not in SK, QC, MB, or the territories. No national carrier offers a 5G plan under $20 in Canada.
Do any phone plans under $20 include US roaming?
Only Ice Wireless includes US roaming under $20. Their $9/month plan covers 200 minutes to Canada, US, and Mexico with US roaming included, and their $19/month plan offers unlimited CAN/US/MEX calling with US roaming. Ice Wireless is only available in NT, NU, QC, and YK. No national carrier includes US roaming in plans under $20.
What is the cheapest plan on each network?
Telus network: Koodo Mobile 250MB Starter Plan at $15/month (250 MB (3G)); Bell network: Good2Go Mobile $19 Talk, Text & Data at $19/month (500 MB (4G)); Rogers network: Chatr $19 Canada-Wide Talk and Text at $19/month (500 MB (4G)); SaskTel network: SaskTel noSTRINGS Talk + Text 10 at $10/month (No data); Eastlink network: Eastlink 250MB Starter Data Plan at $18/month (250 MB (5G)); Ice Wireless network: Ice Wireless Prepaid 200 Minutes at $9/month (512 MB (4G)); TBC network: Kini Mobile 250MB Basic at $15/month (250 MB).
Are there phone plans under $20 for seniors in Canada?
Yes. PC Mobile ($19/month, Bell network) and Chatr ($19/month, Rogers network) are both tagged as senior-friendly plans. Both offer unlimited Canada-wide calling and texting. PC Mobile includes 1 GB of data and unlimited international texting. Chatr includes 500 MB with AutoPay. Both plans are available without a contract and require no credit check.
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